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Insurance Policies

Personal Insurance
PERSONAL INSURANCE

Personal Lines P&C: Personal lines insurance includes property and casualty insurance products that protect individuals from losses they couldn’t afford to cover on their own. These types of insurance lines make it possible to do things like drive a car and own a home without risking financial ruin.

  • Homeowners: Home, Townhouse, Condominium, Rental, Landlord, Mobile home
  • Auto: Cars, Motorcycle, RV, ATV, Golf Cart, Snowmobile, and more
  • Personal Umbrella, Law & Ordinance,
  • Water Backup & Sump Pump, Service Lines Coverage, Equipment Discharge Breakdown,
  • Flood Insurance, Fire Insurance,
  • Pets Insurance, Wedding Insurance
Business Commercial Insurance
BUSINESS INSURANCE

Commercial Lines P&C: Commercial lines insurance include property and casualty insurance products for businesses. Commercial lines Insurance helps keep the business running smoothly by protecting it from potential losses they couldn’t afford to cover on their own, which allows businesses to operate when it might otherwise be too risky to do so.

  • General Liability, Business Personal Property, Business Owner
  • Commercial Automobile, Inland Marines
  • Business Umbrella
  • Workers Compensation
  • Building Owners, Contractors, Builder’s Risk, Landlord
  • Condominium Associations, Retail/Offices, Restaurants
  • Professional Liability, Errors & Omissions, Surety Bonds, Directors & Officers
  • Event Coverage, Hospitality, Cyber and Privacy Liability
insurance_life_family
LIFE & FAMILY INSURANCE

Individual & Group Life: Life insurance is a protection against financial loss that would result from the premature death of an insured. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. The death benefit is paid by a life insurer in consideration for premium payments made by the insured.

  • Term Insurance,
  • Whole Life Insurance,
  • Universal life insurance,
  • Final Expense Insurance
  • Retirement and Annuity

Indexed & Protected Wealth:  An equity-indexed insurance product is a hybrid between a fixed and variable offering. It is fixed product by legal statute, but it has offerings inside of it that allow the contract holder to invest in stock market indices such as the S&P 500, Dow Jones, and Nasdaq 100. One of the main features of equity-indexed insurance products are their ability to guarantee a floor to your earnings with no loss once earned.

Let us put our knowledge and expertise to work for YOU
We look forward to being of service to YOU
Helping YOU Protect the Things That Matter Most